Spend Less

"Thoughtful people spend less."
NCIS TV series

A Prudent Lifestyle

"A prudent lifestyle will bring us happiness.
Selfishness suffocates spiritual sensitivity."
Said by... I don't recall.

Live Joyfully

"Live Joyfully within your means."
Robert D Hales

Win or Lose

"You win or you lose by the way you choose."
Moneywise

About Spending Money:

"The choice is (this thing I want to spend my money on now...) or my long-time wealth."
Author unrecorded